Guardians of Grail

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Here a few tips if you've lost your purse or wallet. (This advice assumes you haven't recorded the contents of your wallet ... which is always a good thing to do).
You'll find your credit card numbers, as well as contact numbers, for the issuers within your monthly statements. But if you never wrote down your driver's license number then you'll want to contact your state's department of motor vehicles and follow their procedures for having a "fraud alert" attached to your number -- while they issue you a new driver's license.
If, for some reason, you don't have immediate access to all of your credit card accounts, with the creditors' contact information, then you'll need to contact get in touch with each of the 3 big credit reporting agencies immediately.
Here are their phone numbers: Trans Union - 800-888-4213, Experian - 888-397-3742 and Equifax - 800-685-1111.
Request a free copy of your credit [link widoczny dla zalogowanych] report. Anyone may request a free copy of his or her credit report from credit reporting agencies each year. And [link widoczny dla zalogowanych] ask that a "fraud alert" be attached to your credit profile.
The way the system is set up is that if you contact one agency and report identity theft they're supposed to contact the other 2 automatically. [link widoczny dla zalogowanych] However, you shouldn't leave this up to them. Contact all 3 yourself.
You can obtain [link widoczny dla zalogowanych] a free yearly credit report (from all 3 credit reporting agencies) online at [link widoczny dla zalogowanych] If you get your credit report online [link widoczny dla zalogowanych] then make sure you either fully print out each report when it comes up on the screen, or are able to access the report online for a specific period of time without being charged.
The credit reports will contain the account numbers [link widoczny dla zalogowanych] and contact information of all your credit card issuers. If you close any accounts it's a good idea to have creditors note, "Customer requested this account be closed."."
Be advised, however, that simply closing every credit account could make it difficult for you to obtain credit in the future. Possibly ask the fraud department of your credit card issuer [link widoczny dla zalogowanych] if you [link widoczny dla zalogowanych] can simply close out one number and get [link widoczny dla zalogowanych] another card with another account number.
A fraud alert [link widoczny dla zalogowanych] activated with credit reporting agencies generally stays active for 90 days. The purpose is to alert creditors regarding potential ID theft [link widoczny dla zalogowanych] fraud in relation to your credit profile ... this helps them be aware a fraudster may try to use your stolen information.
Though verbal requests for fraud alerts last 90 days, many fraud experts suggest you write and ask that the fraud alerts be extended for up [link widoczny dla zalogowanych] to 7 years. (This is usually done after viewing your credit reports).
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