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First, compare the interest chargeable for all the credit cards for which you are eligible. While the rate may not remain fixed indefinitely, it's always advisable for first [link widoczny dla zalogowanych] timers to go for the one charging lower rates.
Read the fine print, especially on the other charges that may be charged on you, like late-payment fees, annual fees, and whether there is a grace period which is normally given before the finance charges kick in.
Decide what limit is appropriate for a person of your income. Also the fewer credit cards you have, the better placed you are to track your spending.
Compare the services and other features such as the cash [link widoczny dla zalogowanych] back incentives, or warranties, rebates and the like.
Check whether the card is widely accepted to enable you to pay for your needs.
You will do yourself a favor by [link widoczny dla zalogowanych] familiarizing yourself with the following terms.
Annual Percentage Rate. This is the measure of the yearly cost [link widoczny dla zalogowanych] of credit.
Finance Charges. These are the [link widoczny dla zalogowanych] total charges involving the transaction. This is the period the issuer gives you before he starts charging you interest on new purchases. Note that not all credit cards have a grace period.

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