Guardians of Grail

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That's a New Year's Resolution we can all Keep,[link widoczny dla zalogowanych]
It's that time of year again…the beginning,[link widoczny dla zalogowanych]. Time to set goals for the year to come and resolve to make changes,[link widoczny dla zalogowanych]. So why not make 2013 the year you use less cash,[link widoczny dla zalogowanych]?
There are significant financial and social costs to cash. Ever think about how much it costs to produce and transport cash? But it isn't just governments; consumers find themselves using cash less for a host of reasons: convenience,[link widoczny dla zalogowanych], concerns about cash being dirty,[link widoczny dla zalogowanych], security,[link widoczny dla zalogowanych], rewards and an easier time keeping a budget.
I know what you're thinking,[link widoczny dla zalogowanych], "I never keep my New Year's Resolutions." Admittedly,[link widoczny dla zalogowanych], I've failed at keeping several of my own,[link widoczny dla zalogowanych], but using less cash might not be as difficult as watching less TV,[link widoczny dla zalogowanych], trying something new or waking up far too early each morning to start an exercise routine.
What appeals to me about using my card are the rewards I accrue. If I reach for my card instead of cash,[link widoczny dla zalogowanych], I get points for every dollar I spend. At the end of the year,[link widoczny dla zalogowanych], that adds up to a flight to that vacation I've always wanted to go on,[link widoczny dla zalogowanych], an entirely new collection of shoes or a savings for my next several car payments (sometimes you need to be practical).
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